The benefits to you are:

• There is no need to open a foreign company in order to accept foreign currency, so you reduce the costs associated with accepting foreign currency
  
• Increased customer confidence in your business because you are trading in a well accepted currency such as US Dollars, British Pounds and the Euro
  
• You can create a comfortable shopping environment for your clients by letting them pay in their home currency without having to convert currency
  
• Centralised operations as you only need to establish a company in one location, but can be paid in as many different currencies as you want
  
• Simplified integration because there is absolutely no software to install
  
• Unparalleled security using Industry Strength SSL encryption
  
• Accurate and reliable international credit card processing
  
• Maron accepts all major credit cards, including Visa, MasterCard, Diners, Amex, JCB, Bankcard, as well as European debit cards.

Here how it works

1. The customer enters their personal and credit card details into a webform on the merchant's site using a secure web interface (e.g. Internet Explorer).
2. Details are securely logged in the merchant's database and transmitted to the Maron –Pure Commerce Transaction Server.

3. The Maron –Pure Commerce Transaction Server transmits the details to the appropriate financial institutions for validation via a non-traceable, SET connection.

4. Steps 1, 2, 3, are then reversed. If the transaction is approved by the credit card company funds are withdrawn from the customer's account. The customer is given access to what they have paid for. If the transaction is declined, a response is sent back to the merchant and the customer is informed.
5. Funds that are withdrawn from the customer's account are settled to the credit card company's non-interest bearing trust account.

6. Credit card companies remit total funds in original currency directly to merchant's bank account every 14 working days.

Real Time Credit Card Transactions
Transactions that go through the Maron transaction server are authorised in real-time. A typical transaction takes approximately 3-5 seconds.

Mission Control Console
Maron also allows you to perform manual transactions through our secure web interface called Mission Control. Mission Control has many functions, one of which is that it can act as a virtual swipe terminal. Mission Control is completely web based, so you can conduct manual transactions from any web browser. Communicating with the Mission Control is secured via SSL. It is password and user id protected.

Credit Cards

Maron Can Accept:
Visa
MasterCard
Amex
Eurocard

Merchant Services

What are Merchant Services?

How do I apply?

The Benefits

• You only need to deal with one company rather than an e-commerce provider and a bank.
  
• Because Maron issues merchant status, there is a much faster time-to-market. This is very important in the Internet industry, where companies who establish a web presence first have a market advantage. This is evidenced by such internet companies as Amazon.com, e-bay and Yahoo.

Mission Control

• make on-line credit card payment transactions
  
• search for existing transactions
  
• create real-time reports
  
• change their login information
  
• log problems to Maron via the Internet
  
• share in the latest Maron news

Payment/Settlement

Reporting and Auditing

Security
Maron uses military strength encryption to ensure that all information is transmitted securely.

Integration
Maron is extremely quick and easy to integrate, because there is absolutely no software to install. Integration is done through an SSL Post.

Using the one URL, you can process test transactions and live transactions. Test transactions are performed when setting up your site and testing transactions. Maron allows you to send through transactions free of any charge and ensure your communication is correct. When you are satisfied with your test transactions and you are ready to roll your system into the production environment you can begin live transactions. The money will actually be credited to your account when transactions are approved. Transactions are billed, credit cards are charged and products or services are sold.

Communicating with Maron Pure Commerce Translation Server
There are two ways to communicate with the Transaction Server:

• Using form posting to send data directly to the server
  
• Via Mission Control - a secure web interface for manual processing

Using Mission Control

• Great for call centres
  
• Perform reversals manually should it be required
  
• Search for transactions, user details, and bank responses
  
• Adds functionality to a legacy system
  
• Generate reports, graphs and tables for statistical purposes

Communicating with the Mission Control is secured via SSL. It is password and user id protected.

Pricing
Maron has a once off license fee, which covers the set-up of the payment facilities. Transactions are charged a flat fee per transaction based on a sliding scale. The greater the transaction rate, the lower the price per transaction. Maron incurs a monthly administration fee.

Contact us for further information – Post your query now.

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